How are crop-hail rates typically published?

Crop-hail rates are typically published regionally due to the varying risk factors associated with crop production in different geographic locations. Weather patterns, crop types, and historical hail occurrence all contribute to how insurance rates are calculated, and these factors differ from one region to another. By publishing rates regionally, insurers can provide more accurate pricing that reflects the specific risk levels in distinct areas. This regional approach allows producers to better assess their coverage needs based on the localized climate and environment, ensuring that they receive insurance offerings that are relevant and tailored to their situation.