If a landlord insures their share of the crop under an MPCI policy, what can the tenant do?

When a landlord insures their share of the crop under a Multi-Peril Crop Insurance (MPCI) policy, the tenant has the option to purchase insurance on their own share of the crop. This allows the tenant to protect their financial interest in the production. Since the landlord's insurance covers only the landlord's share, the tenant needs to secure their insurance to ensure that both parties are adequately protected against potential losses due to adverse conditions like drought, pests, or disease.

The ability for the tenant to purchase insurance reflects the fact that crop production can have split interests between landlords and tenants, and it allows both parties to manage their risk independently. The tenant's purchase of their own crop insurance ensures that their invested labor, resources, and potential yield are protected regardless of the landlord's choices regarding insurance coverage.

In this context, tenants need to be proactive in managing their risks and this option provides them with the necessary means to do so.