Under an MPCI policy, how many policies can a person take out for the same crop in the same county?

Under a Multiple Peril Crop Insurance (MPCI) policy, a person is allowed to take out only one MPCI policy for the same crop in the same county. This regulation helps to prevent issues such as over-insurance, where a producer might claim excessive losses by holding multiple policies for the same crop. By restricting it to a single policy, the program maintains integrity and ensures that the coverage is appropriately tailored to the actual risk while also keeping the insurance pool equitable for all participants.

Other options imply different policies or coverage limits, which do not align with the guidelines established by the Risk Management Agency (RMA) governing MPCI. It’s essential for producers to be informed about these constraints to maintain compliance and properly manage their crop insurance needs.