Which of the following is explicitly excluded from coverage under the common crop insurance policy?

Chemical drift is specifically excluded from coverage under the common crop insurance policy. This exclusion is important because chemical drift refers to the unintended transfer of agricultural chemicals, such as pesticides or herbicides, from the intended target area to other areas, potentially causing damage to nearby crops. Since this type of damage is often considered a result of the actions of the farmer or applicator, it does not fall under the coverage typically provided by crop insurance, which is mainly designed to protect against losses incurred due to natural events like weather-related conditions or pest infestations.

Understanding the exclusion helps farmers and agents alike recognize the limitations of crop insurance, guiding them to consider additional risk management strategies, such as liability insurance or buffer zones, to mitigate the potential impacts of chemical drift.